Monday, February 16, 2015

5 Awesome Tips to Maximize your Tax Refund

This Shop has been compensated by Collective Bias Inc. and It's advertiser. All opinions are mine alone.                   #MaxYourTax  #CollectiveBias 

So here we are again : It's TAX REFUND TIME!!! How are you going to best invest that money? How are you going to #MaxYourTax ? ..... Well , here I am sharing with you my 5 Awesome Tips to Maximize your Tax Refund.  

Generally,  whenever we have a little extra money we start thinking about a few things we could do with it like : traveling , Shopping , starting a new business, paying debts , remodeling  parts of the house , saving , etc , etc.  

Now, please remember that in order to maximize not only our tax refund , but any income in our finances we need to be clear on what are our wants and our  needs, we need to plan wisely our expenses and spend intelligently. And this takes us to our.....  

TIP #1 : PRIORITIZE yes, prioritize!! what are those urgent  / very important needs or financial compromises that can not wait? maybe Health , Education , Business , Debts , perhaps you need to invest in yourself for a certain important event... I don't know... you name it. Priorities vary greatly from one  person to another. 

TIP #2 : TO MAXIMIZE YOUR INCOME, MINIMIZE YOUR EXPENSES yeah, you heard it!! And I'll give you an example of that. See, my phone bill is a headache :)  I use it  A LOT because of my blogging and some other talking , so around the middle of the month I'm usually frustrated about the bill and the slow Data. Well guess what? My husband has an Unlimited talk text and Data/Web plan from Walmart which has been great, and with our tax refund we decided to invest in a second line  with the Walmart family Mobile plan for me. So we chose this modern phone the  Samsung Galaxy Avant for $149.00 . The service is $29.88 a month for the first line and you would also have to get a starter kit that costs $25.00 if it is the first line , but since  it is our second line we'll just pay 24.88 a month for  my service (This plan is not pre-paid so you pay at the end of each month) .. that means, that we are now saving $5 a month. In my Unlimited talk, text and data plan I have up to 500MB of 4G LTE DATA which means there is a good amount of talking and browsing . With this move we started maximizing our income by minimizing our monthly phone bills. 

TIP #3 : INVEST SMART in my case investing in one of these Walmart Best plans with their new 4G LTE service was not smart , but very smart. it fits perfectly with my needs of talk , data and speed service needed throughout the month. So it  covers the need and helps me save. Now that's what I call to #MaxYourTax.... Don't you?   

TIP #4 : FIND THE BEST THE DEALS do not rush in to invest your Tax refund or any other income. Do your research , ask , compare , visit my blog ( cough... cough ) I mean consult Mr. Google :) . Take your time and find the best deals possible for you.  And talking about best deals, while I was in this aisle at Walmart getting my phone  I saw a very nice Deal... the phone ZTE Zinger was $39.88 and now is only $19.84 I thought it was an  awesome deal and wanted to share it.   

TIP #5 : REWARD YOURSELF ah ah... careful!! Intelligence over emotions, use good judgement and no excesses, but yes we need to reward ourselves. Your tax refund is not really a gift to you , you earned it through the past whole year, you worked hard and now you deserve to tell yourself well done baby, good job :) That could be your motivation to work hard this 2015 and look forward to your next year tax refund.  

Well, I've already shared some of  my tips.... now, what are your Ideas? How are YOU going to #MaxYourTax ? 

Thank you for visiting my blog. Come back soon!! 


Thursday, February 12, 2015

Naturalico Vitamin C Serum

This product has been kindly provided to me for review purposes, opinions are 100% mine alone.

I should say I am very happy that I tried  Naturalico Vitamin C , right now there's a bunch of anti-aging serum options but I haven't tried one like this vitamin E hyaluronic acid professional anti-aging serum. it's revolutionary formula includes the finest of natural ingredients like sea buckthorn oil , organic hyaluronic acid and organic rosehip which is awesome for the skin.  

Some of the benefits that I love of it are the following : 

*It's potent antioxidant protection from oxidative damage 
*The vitamin C brightens the skin and stimulates the production of collagen, while the hyaluronic acid binds    moisture to the skin  
*Deep hydration 
*Helps make the fine lines and wrinkles less deep  

And here are some the benefits that the company itself highlight about the product 

"A Multitude of Benefits From One Face Serum
Our combination vitamin C and hyaluronic acid serum simultaneously addresses existing damage while providing potent antioxidant protection from oxidative damage. While vitamin C brightens the skin and stimulates the production of collagen, hyaluronic acid binds moisture to the skin, keeping it properly hydrated and making fine lines and wrinkles less deep. You can even tackle those unsightly age spots with the brightening power of our anti aging serum. Rigorously tested, our face serum truly lives up to its promise and can make a difference in the firmness, radiance and youthfulness of your skin."  

I use it daily , not with the makeup though... but every night, I can tell that as soon you apply it you can feel the difference... This is definitely a must have!! 

Have you tried ? did you like it? 

Well, thank you for visiting my blog, come back soon. 


***I received this product from Naturalico through Tomoson*** For more disclosure info please see FAQs